Aviva Signature Guaranteed Income Plan | Aviva Life Insurance

Aviva Signature Guaranteed Income Plan

Aviva Signature Guaranteed Income Plan

Maximise your savings and realise your future goals with a guaranteed income. With the inflation rate skyrocketing, investing your earned money to generate passive income is essential. Aviva Signature Guaranteed Income plan helps you create wealth and meet your key financial goals without any risks.

A smart step Towards Growing Your Savings Over Time!

It is a tool to generate wealth passively. Simply invest your surplus money to grow your savings over time with timely contributions for a period of your choice. This life insurance plan helps you with savings and provides financial protection to your loved ones in case of unfortunate death during the Policy Term.

Why should you buy Aviva Signature Guaranteed Income Plan

Aviva Signature Guaranteed Income Plan is that one plan which offers you both, wealth creation and financial security, with added convenience.

  • Allows you to create wealth passively

  • Guaranteed, long term, risk free wealth creation

  • Help you choose a plan specific to your goal

  • The premiums offer life covered along with no risk wealth creation

  • Offers financial cushion to your family in the event of your unfortunate death

Take a step towards smart financial planning with one of the most reliable and appealing savings options the Aviva signature guaranteed income plan connect with our executives to find out more details now

Key Features of Aviva signature guaranteed income plan

  • Guaranteed returns through interim and lump sum payouts

  • Multiple Payout Options e.g. Early Income, Deferred Income or Lump Sum

  • Multiple payment options

  • Guaranteed additions throughout the policy term

  • Loyalty additions

  • Tax benefits

  • Offer both death and maturity benefit

  • Policy term varies from 5- 30 years

  • Entry Age ranges is from 8 to 60 years

Benefits of Aviva Signature Guaranteed Income Plan

  • Financial Protection: The plan provides Death benefits to the dependants of the policyholder in the event of unfortunate death. The nominee is entitled to the death benefit only if all premium payments are complete till date of death.

  • Retirement benefits: This plan offers retirement benefits to the policyholder as maturity benefit depending upon the plan option chosen and payment of all due premiums are made. The guaranteed maturity sum is paid in lump sum along with loyalty addition.

  • Policy surrender option: On surrender of the policy by the policyholder, Surrender Value, if acquired, is payable where the Surrender Value will be greater than the Guaranteed Surrender Value and Special Surrender Value.

  • Tax benefits: Tax benefit applicable as per prevailing tax laws. Tax laws are subject to change.

  • Other Benefits: In the case of Limited Premium Policies, premiums are payable on a regular basis during the premium payment term. Non-forfeiture benefits will be applicable depending on the policy years for which premiums have been paid.

  • Changes in mode of premium payment: The alteration between different modes of premium payment is allowed at any policy anniversary.

  • Free Look Period: This is an option to review the policy following receipt of the policy document. The policyholder has a free look period of 15 days (30 days in the case of electronic policies and policies obtained through distance mode) from the date of receipt of the policy document to review the terms and conditions and cancel the policy.

Aviva Signature Guaranteed Income Plan options

Signature Investor

  • Signature Investor provides a lump sum on the survival of the life insured till maturity

  • The policy will accrue Guaranteed Additions every year from the end of 1st policy year till the end of the policy term

  • The guaranteed addition would be 3% of the Guaranteed Maturity Sum Assured

  • Loyalty additions at the end of the policy term(provided all due premiums have been paid)

Signature Builder

  • Signature Builder provides guaranteed income over the payout period

  • The Guaranteed income starts a year after the end of the policy term

  • The payout period would be 10 years for a regular premium policy and 25 years for a single premium policy

  • Payout is subject to the survival of the life insured and payment of all due premiums

  • Note: Signature Builder plan option is not available with POS version.

Signature Moneymaker

  • Guaranteed Income is payable annually from the 2nd policy anniversary till the maturity

  • Lumsum payment at the time of maturity

  • Payout is subject to the survival of the life insured and payment of all due premiums

Signature Saver

  • Guaranteed Income is payable annually in arrears

  • Payout is one year after the end of the Premium Payment Term till the maturity date

  • Lumsum payment at the time of maturity

  • Payout is subject to the survival of the life insured and payment of all due premiums

Eligibility

Eligibility - POS

Plan Options Premium Payment Term (in Years) Policy Term (in years) Min Age in Entry Max Age at Entry Minimum Annualized Premium (in Rs) Maximum Annualized Premium (in Rs) Min Maturity Age Max Maturity Age
Signature Investor 5 10 8 Years 55 Years 75,000 2,27,000 18 Years 65 Years
5 15 50 Years 75,000 2,27,000 23 Years
7 15 75,000 2,27,000 23 Years
10 15 48,000 2,27,000 23 Years
10 20 45 Years 48,000 2,27,000 23 Years
Signature MoneyMaker 10 15 18 Years 50 Years 48,000 2,27,000 33 Years
05 20 45 Years 75,000 2,27,000 38 Years
07 20 60,000 2,27,000 38 Years
10 20 48,000 2,27,000 38 Years
Signature Saver 5 20 12 Years 45 Years 75,000 2,27,000 32 Years
7 20 60,000 2,27,000 32 Years
10 20 8 Years 48,000 2,27,000 28 Years

Frequently Asked Questions - Aviva Signature Guaranteed Income Plan

It is a life insurance cum savings plan. It provides financial protection to your loved ones in case of unfortunate death during the Policy Term and helps you grow your wealth over time.

Investing in AVIVA Signature Guaranteed Income plan is a smart decision as it bundles the benefits of guaranteed payouts and insurance cover.
You can choose the plan option that best suits your needs:
Plan Option 1: Signature Investor
Plan Option 2: Signature Builder
Plan Option 3: Signature Moneymaker
Plan Option 4: Signature Saver
These plans offer multiple benefits and returns depending on the option chosen. In addition to this, tax benefits are applicable, which further increase your gains. You get guaranteed payouts and enjoy life cover.

Along with a complete Application form, you would need:
  • A photo of any one identity proof (PAN Card/Passport/Driving License)
  • Income proof (a copy of the latest ITR or last three months' salary slips or Form 16)

Anyone who wants to enjoy the benefits of a guaranteed income or wishes to create a lumpsum and financial stability for his/her family in case of any unforeseen circumstances can opt for this plan. It offers multiple benefits and the freedom to choose from 4 plan options depending on your needs, age and objectives.

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AN Jan 19/24, UIN: 122N146V03

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The name of the Aviva Product/Plan does not in any way indicate the quality of the insurance contract, its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Riders are not mandatory and are available for a nominal extra cost. Please read respective rider brochure before taking a decision.

*Guaranteed benefits are available only if all due premiums are paid.

Unit Linked Life Insurance products are different from traditional insurance products and are subject to market risks. Please know the associated risks and the applicable charges from your sales representative or the intermediary or policy document issued by the insurance company. The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/ her decisions.

The various funds offered under Unit Linked Insurance contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Unit Linked Funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved. Past performance of the investment funds do not indicate the future performance of the same.

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