Online Insurance Plans
Aim for more. Plan & achieve your life goals with smart investments.
Buying life insurance is a wise decision. Buying it online is a wiser decision with no hassles. However, when it comes to protecting your family or securing your future, you should not buy just any run-off-the-mill insurance plan from the internet. It is better to choose the best online life insurance policy available .
Aviva’s online insurance plans come with the convenience of affordable premiums, reduced paperwork and an easy-to-follow buying process that makes it almost as easy as shopping online. Aviva’s online insurance plans come with clearly-outlined benefits, illustrated examples and quick purchase options thus, aiding in faster decisions.
Explore Our Range of Online Insurance
We understand that one type of insurance plan cannot fulfill the needs of all our customers. Therefore our online insurance plans, come with the flexibility to choose the duration, premium paying term, sum assured and premium amount as per your requirement, that allows you to make an informed choice.
Aviva’s wide range of online insurance plans are built to suit your needs for different stages of life.
Savings & Investment Plans: Save on both time and money by opting for online Savings & Investment plans from Aviva. Get great returns to fulfill your life goals in a hassle-free, quick and convenient process.
Child Insurance: Our online child insurance plans provides you with the convenience and options to choose from various premium bands to secure your child’s future. Unsure an interrupted education of your little one with our online child insurance plans.
Our Online Plans
Online solutions across categories, to meet all your life-stage goals
Key Benefits
- Minimum charge structure with the total effect on your premium as low as 1% excluding mortality
- Flexibility to maximize your returns by switching between the 3 funds as per your risk appetite
- Option to secure life cover amount that is 10 or 20 times your annual income.
Guaranteed income plan that offers payout for 12 years
Aviva New Family Income Builder
Key Benefits
- Guaranteed Income for self or family for 12 years
- Pay for 12 years and get double of the premiums paid over the next 12 years
- Tax deduction on premiums paid and tax exemption under 80(C), 10 (10D)
Online child education plan with guaranteed* returns
Aviva Young Scholar Secure
Key Benefits
- Life cover with guaranteed* payouts at key stages of child’s education. * T&C apply
- No need to pay future premiums in case of death of insured parent
- Tax deduction on premiums paid and tax exemption under 80(C), 10 (10D) as per prevailing tax laws subject to change
Savings plan that guarantees* payout at maturity
Aviva New Wealth Builder
Key Benefits
- Option to choose from multiple premium payment frequencies
- Entry age upto 60 years
- Enjoy higher maturity payout on survival for higher premiums
Online ULIP that optimizes your return on investment
Aviva i-Growth
Key Benefit
- Minimum charge structure with the total effect on your premium as low as 1% excluding mortality
- Flexibility to maximize your returns by switching between the 3 funds as per your risk appetite
- Option to secure life cover amount that is 10 or 20 times your annual income.
Guaranteed income plan that offers payout for 12 years
Aviva New Family Income Builder
Key Benefit
- Guaranteed Income for self or family for 12 years
- Pay for 12 years and get double of the premiums paid over the next 12 years
- Tax deduction on premiums paid and tax exemption under 80(C), 10 (10D)
Online child education plan with guaranteed* returns
Aviva Young Scholar Secure
Key Benefit
- Life cover with guaranteed* payouts at key stages of child’s education. * T&C apply
- No need to pay future premiums in case of death of insured parent
- Tax deduction on premiums paid and tax exemption under 80(C), 10 (10D) as per prevailing tax laws subject to change
Savings plan that guarantees* payout at maturity
Aviva New Wealth Builder
Key Benefit
- Option to choose from multiple premium payment frequencies
- Entry age upto 60 years
- Enjoy higher maturity payout on survival for higher premiums
Why Buy Insurance Plans Online?
Because at Aviva, we ensure to Kill Complexity for you through Simplicity
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Simplified Process
When you buy a life insurance policy online, you are instantly insured without taking the effort of physically visiting an office/branch or maintaining any paperwork
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Information at Fingertips
You get easy access to product brochures, illustrations, terms, policy schedules and other details in just a few clicks
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Dedicated online services
Our online Customer Portal- My Aviva, is here to service all your requirements like renewals, premium payments and other requests post purchase of your insurance plan with Aviva
Straight from our customers
Straight from our customers
"I would like to thank Aviva for their continued support and guidance in my policy related matters. I see my fund value increasing with every passing year and have been very happy with my experience. "
"I am delighted by the efforts and customer centricity shown my Team Aviva. I visited India recently to seek guidance on my policy related matters and have no words to express the kind of time and energy they have spent on a single customer like me. Thank you Aviva, I wish you the best!"
"The services and policies given by Aviva are excellent, and would definitely recommend everyone to buy a policy with them!"

"I feel proud about my decision to be associated with Aviva to secure my family. I am happily enjoying my life because I know there is someone to take care of my family. Good going guys! Keep it up with such good plans and services."

The why, what & how of Online Insurance
All your questions and doubts answered by our group of experts.
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Frequently Asked Questions
How can I buy online term insurance?
Buying an Aviva Online Insurance plan is simple:
- Visit our online term insurance page and select the term plan that best suits your needs.
- Check the product details and calculate the premium amount for the assured sum you are aiming for.
- Once you are satisfied with the details, fill out the necessary information such as your name, phone, and email ID.
- Next, as per the frequency chosen, pay the premium online and complete the documentation process.
For any assistance on our online term plans, you can request a call from our online service executives who will guide you through all the steps in your online journey with us.
Can I customize an Aviva online plan?
Aviva’s online insurance plans, give you the flexibility to choose the duration, premium paying term, sum assured and premium amount as per your requirement, before you purchase it. Simply,
- Visit the Aviva Life Insurance website and check out our different plans
- Choose the plan that best suits your needs
- Depending upon the plan, choose from available rider benefits or change the frequency of premium payment according to your needs
Some of our insurance plans offer additional death benefits through riders and maturity benefits too. You can see the details for the plans on our website or contact our customer support to know more about customizing online life insurance plans.
What should I look for while buying an online term plan?
Aviva offers a variety of term plans that cater to different aspects of your insurance needs like protection upon death, savings, and child insurance. Before buying any of our online term plans, check out the details and features that the plan is offering. Ensure that you choose the plan most appropriate to your needs. Here are the things you should look out for while buying term insurance online:
- Plan premium
- Flexible options offered in the plan
- Claim settlement policy
Our website has all our online plans explained in sufficient details for you to compare and finalize the policy of your choice
How to claim online insurance?
Your claims are our utmost priority. For claiming a policy with Aviva, you can reach out to us about the death of insured over the telephone or via email with all the relevant forms available on our website . You may also inform us and request a claim via our online intimation page.
Will the premium amounts change as I age?
No. The premium amount (base premium) remains the same during the entire duration of the policy. The tax component can change depending on the Tax laws. The policies are purchased best at an early age.
Is it beneficial to buy child insurance online?
Yes. Considering the busy schedules and hectic lifestyle that we all lead, buying an online child insurance plan will only help.
An online child insurance comes with the following benefits:
- Calculated accurate premium values
- An easy way to view and compare plan options
- Accessibility to product brochures, terms & conditions, and more
How much life cover should I aim for in an online insurance plan?
It can be ten times or even fifteen or twenty times your annual income, plus any outstanding loan amounts taken into consideration. The optimum value will, therefore, vary upon your financial situation and your needs and requirements.
To know what’s the best value of life cover to opt for, request a call from our executives. We would be happy to help you.