Amidst the chaos of daily life, you shouldn’t have to struggle to find the right life insurance. Aviva Saral Jeevan Bima Plan is a term life insurance plan that is simple to understand and easy to avail.

Amidst the chaos of daily life, finding the right life insurance solution should not be a complicated task. Aviva Saral Jeevan Bima Plan is a pure term insurance plan designed to offer financial protection in a simple and transparent manner. With its easy-to-understand features and straightforward structure, the plan helps individuals secure their family’s financial future without dealing with complex policy terms and conditions. It provides a life cover that ensures your loved ones receive financial support in case of an unfortunate event during the policy term.     
The plan is ideal for individuals looking for affordable life insurance coverage with flexible policy options. Aviva Saral Jeevan Bima Plan offers a range of premium payment and policy term choices, allowing customers to select a coverage option that suits their financial goals and life stage. Since it is a standard term insurance product, it focuses on providing pure protection at a reasonable cost. By choosing this plan, policyholders can gain peace of mind knowing that their family’s financial needs, such as household expenses, education costs, and future obligations, will be taken care of even in their absence.

Aviva Saral Jeevan Bima Plan is a pure term insurance plan that provides financial protection to your loved ones in exchange for regular premium payments. The policy remains active throughout the chosen policy term, and in the unfortunate event of the life insured's demise during the policy term, the death benefit is paid to the nominee(s). This financial support can help the family manage their expenses and future financial obligations.

Key Highlights

• Choose a sum assured based on your family's financial needs.
• Select a policy term that aligns with your long-term protection goals.
• Pay premiums as per the chosen premium payment option.
• Enjoy life cover throughout the policy term, subject to policy terms and conditions.
• In case of the life insured's demise during the policy term, the death benefit is paid to the nominee(s).
• Once the death benefit is paid, the policy terminates.

Example

Mr. Sunil, aged 35 years, purchases Aviva Saral Jeevan Bima Plan with a Sum Assured of ₹20 lakh and chooses coverage up to the age of 70 years. He pays an annual premium of ₹12,020 to keep the policy active.   
Unfortunately, at the age of 50 years, Mr. ABC passes away due to an illness while the policy is still in force. As per the policy terms, the Sum Assured of ₹20 lakh is paid to the nominee(s). After the death benefit is paid, the policy comes to an end.   
*This is example is just for understanding the plan and does not represent actual policy benefits, premiums, or guaranteed outcomes as premium may vary depending on different factors.

Purchasing the Aviva Saral Jeevan Bima Plan is a simple and hassle-free process. Follow these easy steps to secure financial protection for your loved ones:

Step 1: Assess Your Coverage Needs 
Evaluate your financial responsibilities, future goals, and your family's needs to determine the appropriate sum assured and policy term.

Step 2: Visit Aviva India's Website 
Go to the official Aviva India website and navigate to the Saral Jeevan Bima Plan page to explore the plan features and benefits.

Step 3: Get a Premium Quote 
Enter basic details such as your age, gender, desired life cover, policy term, and premium payment option to receive an instant premium estimate.

Step 4: Complete the Application Form 
Fill in the required personal, contact, nominee, and income details accurately and submit the proposal form.

Step 5: Submit Documents and Make Payment 
Provide the necessary KYC and income documents, if applicable, and pay the premium through the available online payment methods.

Step 6: Policy Issuance 
After successful verification and underwriting, Aviva will issue your policy document, confirming your life insurance coverage.

To purchase the Aviva Saral Jeevan Bima Yojana, applicants need to submit certain documents for identity verification, address proof, and policy processing. Keeping these documents ready can help ensure a smooth and quick application process.

• Identity Proof:
  Any valid government-issued ID such as Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.
• Address Proof:
  Documents such as Aadhaar Card, Passport, Utility Bills, Bank Passbook, or Driving License showing the current residential address.
• Age Proof:
  Birth Certificate, Passport, Aadhaar Card, PAN Card, School Leaving Certificate, or any other acceptable age proof document.
• Passport-Size Photograph:
  Recent passport-sized photographs of the applicant.
• Income Proof (if applicable):
  Salary slips, Form 16, Income Tax Returns (ITR), bank statements, or other income-related documents as requested by the insurer.
• Completed Proposal Form:
  Duly filled and signed application form with accurate personal and nominee details.
• Medical Reports:
  Additional medical documents or health examination reports may be required depending on the applicant’s age, health condition, and chosen sum assured.

The exact document requirements may vary based on underwriting guidelines and the insurer's prevailing policies.