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{"sheet":"Validation Sheet","index":0,"n_rows":14,"n_cols":6,"rows_kept":14,"cut":false,"hidden":true,"merged":[[2,1,2,8],[13,5,13,8],[9,5,9,8],[10,5,10,8],[11,5,11,8],[12,5,12,8],[7,5,7,8],[8,5,8,8],[3,5,3,8],[4,5,4,8],[5,5,5,8],[6,5,6,8]]}
[]
[]
[null,"Validation Sheet for WEB PQIS"]
[null,"Sr no","Features","Sheet","applicable cell number in excel","Validations"]
[null,1,"Age of Life Insured","Input","D18","Minimum Entry Age is 18 years\nMaximum Entry age is 65 years"]
[null,2,"Gender of Life Insured","Input","D19","Male, Female"]
[null,3,"Minimum Policy term","Input","D23","RP and SP :5\nLP=5 : 10\nLP=10 : 15"]
[null,4,"Maximum Policy Term","Input","D23",40]
[null,5,"Maturity Age","Input","D23",70]
[null,6,"PPT","Input","D22","RP,LP=5,LP=10,SP"]
[null,7,"Minimum Premium","Input","L5","Minimum Annualized  Premium\n                                               Yearly        Half Yearly       Monthly\nSingle Premium:               6260                -                           -\nLimited Pay=5 years:       2435               1244                   212          \nLimited Pay=10 years:     2010               1027                   175\nRegular Pay :                       1570                 802                   137\n"]
[null,8,"Minimum Sum Assured","Input","D25","Rs 5,00,000"]
[null,9,"Maximum Sum Assured","Input","D25","Rs  25,00,000"]
[null,11,"Frequency","Input","D21","Annually/Half-Yearly/Monthly"]

{"sheet":"Input","index":1,"n_rows":52,"n_cols":28,"rows_kept":52,"cut":false,"hidden":false,"merged":[[1,3,1,5],[1,1,1,2],[2,3,2,5],[4,1,4,4],[24,1,24,2],[6,1,6,2],[7,1,7,2],[8,1,8,2],[9,1,9,2],[2,1,2,2],[21,1,21,2],[18,1,18,2],[20,1,20,2],[22,1,22,2],[23,1,23,2],[17,1,17,2],[15,1,15,2],[47,1,47,2],[38,1,38,2],[39,1,39,2],[40,1,40,2],[42,1,42,2],[46,1,46,2],[43,1,43,2],[44,1,44,2],[45,1,45,2],[16,1,16,2],[26,1,26,3],[33,1,33,2],[41,1,41,2],[2,26,2,27],[16,10,16,11],[2,10,2,11],[36,1,36,3],[37,1,37,2],[27,1,27,2],[30,1,30,3],[31,1,31,2],[32,1,32,2],[28,1,28,2],[13,1,13,2],[14,1,14,2]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Web Aggregator","Monthly"]
[null,"Product Name:",null,"Aviva Saral Jeevan Bima Plan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Online","Half-Yearly"]
[null,"UIN",null,"122N135V01",null,null,null,null,null,null,"Modal Illustration for Base Premium",null,null,null,null,null,null,null,null,null,null,"Broker","Annually",null,null,null,"Boundary Condition"]
[null,null,null,null,null,null,null,null,null,null,"Particulars","Amounts",null,null,null,null,null,"Age","Policy Term"]
[null,"Input in Green Cells",null,null,null,null,null,null,null,null,"Base Premium without GST",{"$f":"IFERROR(D48,0)*M16","v":138},{"$f":"M16=1","v":true},null,null,null,null,18,5,null,null,null,null,null,null,null,"Minimum Entry Age",18]
[null,null,null,null,null,null,null,null,null,null,"GST",{"$f":"ROUND(L5*D32,0)+ROUND(L5*D33,0)+ROUND(L5*D34,0)","v":25},null,null,null,null,null,19,6,null,null,null,null,null,null,null,"Maximum Entry Age",65]
[null,"Date of commencment",null,{"$f":"TODAY()","v":"2021-04-19"},null,null,null,null,null,null,"Base Premium with GST",{"$f":"L5+L6","v":163},null,null,null,null,null,20,7,null,null,null,null,null,null,null,"Maximum Maturity Age",70]
[null,"-Date",null,{"$f":"DAY(DOC)","v":19},null,null,null,null,null,null,null,null,null,null,null,null,null,21,8]
[null,"-Month",null,{"$f":"MONTH(DOC)","v":4},null,null,null,null,null,null,null,null,null,null,null,null,null,22,9,null,null,null,null,null,null,null,"Minimum Sum Assured",500000]
[null,"-year",null,{"$f":"YEAR(DOC)","v":2021},null,null,null,null,null,null,null,null,null,null,null,null,null,23,10,null,null,null,null,null,null,null,"Maximum Sum Assured",2500000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,11]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,12]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,13,null,null,null,null,null,null,null,"Minimum Policy Term",{"$f":"IF(OR($D$22=\"RP\",$D$22=\"SP\"),5,IF($D$22=\"LP=5\",10,15))","v":5}]
[null,"Date of Birth",null,{"$f":"DATE(D17,D16,D15)","v":"2002-04-01"},null,null,null,null,null,null,null,null,null,null,null,null,null,27,14,null,null,null,null,null,null,null,"Maximum Policy Term",40]
[null,"-Date",null,1,null,null,null,null,null,null,null,null,null,null,null,null,null,28,15]
[null,"-Month",null,4,null,null,null,null,null,null,null,null,{"$f":"M18*M19*M20*M21*M22*M23*M24*M25*M27","v":1},null,null,null,null,29,16,null,null,null,null,null,null,null,"Minimum Premium for RP",{"$f":"IF(Frq=1,1570,IF(Frq=2,802,137))","v":137}]
[null,"-Year",null,2002,null,null,null,null,null,null,"Validation Checks",null,"Checks","Error Message",null,null,null,30,17,null,null,null,null,null,null,null,"Minimum Premium for SP",6260]
[null,"Issue Age",null,{"$f":"DATEDIF(DOB,DOC,\"y\")","v":19},{"$f":"MATCH(D18,Age_Entry,0)","v":3},null,null,null,null,null,"Minimum Entry Age",{"$f":"IF(Age>=AB5,TRUE)","v":true},{"$f":"L18*1","v":1},{"$f":"IF(M18=1,\"-\",\"Minimum Entry Age is 18 Years\")","v":"-"},null,null,null,31,18,null,null,null,null,null,null,null,"Minimum Premium for LP=5",{"$f":"IF(Frq=1,2435,IF(Frq=2,1244,212))","v":212}]
[null,"Gender",null,"M",{"$f":"Gender","v":"M"},null,null,null,null,null,"Maximum Entry Age",{"$f":"IF(Age<=AB6,TRUE)","v":true},{"$f":"L19*1","v":1},{"$f":"IF(M19=1,\"-\",\"Maximum Entry Age is 65 Years\")","v":"-"},null,null,null,32,19,null,null,null,null,null,null,null,"Minimum Premium for LP=10",{"$f":"IF(Frq=1,2010,IF(Frq=2,1027,175))","v":175}]
[null,null,null,null,null,null,null,null,null,null,"Minimum Sum Assured",{"$f":"IF(SA>=AB9,TRUE)","v":true},1,{"$f":"IF(M20=1,\"-\",\"Minimum Sum Assured is INR 5,00,000\")","v":"-"},null,null,null,33,20]
[null,"Frequency",null,12,{"$f":"IF(D22=\"SP\",IF(Frq<>1,\"With SP Mode frequecny should always be equal to 1\",\"O.K\"),\"O.K\")","v":"O.K"},null,null,null,null,null,"Maximum Sum Assured",{"$f":"IF(SA<=AB10,TRUE)","v":true},1,{"$f":"IF(M21=1,\"-\",\"Maximum Sum Assured INR 25,00,000\")","v":"-"},null,null,null,34,21]
[null,"Premium Paying Option",null,"RP",{"$f":"IF(D22=\"SP\",\"SP\",IF(D22=\"LP=5\",\"LP_5\",IF(D22=\"Lp=10\",\"LP_10\",\"RP\")))","v":"RP"},null,null,null,null,null,"Minimum Policy term",{"$f":"IF(PT>=AB13,TRUE)","v":true},1,{"$f":"IF(M22=1,\"-\",\"Minimum Policy Term is 5 Years for RP/SP, 10 years for LP=5 and 15 years for LP=10\")","v":"-"},null,null,null,35,22]
[null,"Policy term for Base",null,5,{"$f":"MATCH(PT,Policy_Term,0)","v":2},null,null,null,null,null,"Maximum policy Term",{"$f":"IF(PT<=AB14,TRUE)","v":true},1,{"$f":"IF(M23=1,\"-\",\"Maximum Policy Term is 40 Years\")","v":"-"},null,null,null,36,23]
[null,"Premium Paying Term",null,{"$f":"IF(D22=\"RP\",PT,IF(D22=\"LP=5\",5,IF(D22=\"LP=10\",10,1)))","v":5},null,null,null,null,null,null,"Single Premium",{"$f":"IF(D22=\"SP\",IF(Frq=1,TRUE,FALSE),TRUE)","v":true},1,{"$f":"IF(M24=1,\"-\",\"Frequency must be 1 for Single Premium\")","v":"-"},null,null,null,37,24]
[null,"Base Sum Assured Amount",null,500000,{"$f":"IF(MOD(SA,50000)=0,TRUE,\"SA should be in multiple of 50000\")","v":true},null,null,null,null,null,"Maturity Age",{"$f":"IF(Age+PT>AB7,FALSE,TRUE)","v":true},1,{"$f":"IF(M25=1,\"-\",\"Maturity Age should not be greater than 70 Years\")","v":"-"},null,null,null,38,25]
[null,null,null,null,null,null,null,null,null,null,"Minimum premium",{"$f":"IF(D22=\"RP\",D47>=AB16,IF(D22=\"SP\",D47>=AB17,IF(D22=\"LP=5\",D47>=AB18,D47>=AB19)))","v":true},1,{"$f":"IF(M26=1,\"-\",IF(D22=\"RP\",\"Minimum Premium amount is \"&AB16,IF(D22=\"SP\",\"Minimum Premium amount is \"&AB17,IF(D22=\"LP=5\",\"Minimum Premium amount is \"&AB18,\"Minimum Premium amount is \"&AB19))))","v":"-"},null,null,null,39,26]
[null,"Ratings for Sub-Standard Lives",null,null,null,null,null,null,null,null,"SA Multiple",{"$f":"IF(MOD(SA,50000)=0,TRUE,FALSE)","v":true},{"$f":"L27*1","v":1},{"$f":"IF(M27=1,\"-\",\"SA must be in multiples of Rs.50000 only\")","v":"-"},null,null,null,40,27]
[null,"EMR For Base Plan",null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,41,28]
[null,"RPM for Base Plan",null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,42,29]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,43,30]
[null,"GST Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,44,31]
[null,"GST",null,0.18,null,null,null,null,null,null,null,null,null,null,null,null,null,45,32]
[null,"Swachh Bharat Cess",null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,46,33]
[null,"Krishi Kalyan Cess",null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,47,34]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,48,35]
[null,null,null,null,null,null,null,null,null,null,"Sum Assured Bands","High Sum Assured Rebate per 100000 of Sum Assured",null,null,null,null,null,49,36]
[null,"Base Premium Calculation",null,null,null,null,null,null,null,null,"SA>=10 Lakhs & SA<15 Lakhs",{"$f":"IF($D$22=\"RP\",60,IF($D$22=\"LP=5\",90,IF($D$22=\"LP=10\",75,230)))*AND(SA>=1000000,SA<1500000)","v":0},null,null,null,null,null,50,37]
[null,"Premium Table Name",null,{"$f":"CONCATENATE(E22)","v":"RP"},null,null,null,null,null,null,"SA>=15 Lakhs & SA<20 Lakhs",{"$f":"IF($D$22=\"RP\",75,IF($D$22=\"LP=5\",110,IF($D$22=\"LP=10\",95,300)))*AND(SA>=1500000,SA<2000000)","v":0},null,null,null,null,null,51,38]
[null,"Tabular Premium Rate per 100,000 SA",null,{"$f":"INDEX(INDIRECT(D38),E18,E23)","v":317},null,null,null,null,null,null,"SA>=20 Lakhs",{"$f":"IF($D$22=\"RP\",90,IF($D$22=\"LP=5\",130,IF($D$22=\"LP=10\",115,350)))*(SA>=2000000)","v":0},null,null,null,null,null,52,39]
[null,"Higher Sum Assured Rebate",null,{"$f":"IF(SA<1500000,L37,IF(SA<2000000,L38,IF(SA>=2000000,L39,0)))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,53,40]
[null,"Tabular Premium Rate per 100,000 SA less Rebate",null,{"$f":"D39-D40","v":317},null,null,null,null,null,null,null,null,null,null,null,null,null,54]
[null,"Annualised Premium",null,{"$f":"ROUND(D41*SA/100000,0)*icounter","v":1585},null,null,null,null,null,null,null,null,null,null,null,null,null,55]
[null,"EMR+RPM",null,{"$f":"D39*EMR_Base/0.25*0.2+RPM_Base*100","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,56]
[null,"Premium Rate including EMR and RPM",null,{"$f":"D41+D43","v":317},null,null,null,null,null,null,null,null,null,null,null,null,null,57]
[null,"Annual Premium including Extra Premium",null,{"$f":"ROUND(D44*SA/100000,0)*icounter","v":1585},null,null,null,null,null,null,null,null,null,null,null,null,null,58]
[null,"Modal Factor",null,{"$f":"IF(Frq=1,1,IF(Frq=2,0.5108,IF(Frq=12,0.0871)))","v":8.7099999999999997E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,59]
[null,"Installment Premium (Without Loading)",null,{"$f":"ROUND(D42*D46,0)","v":138},null,null,null,null,null,null,null,null,null,null,null,null,null,60]
[null,"Installment Premium",null,{"$f":"ROUND(D45*D46,0)","v":138},null,null,null,null,null,null,null,null,null,null,null,null,null,61]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,62]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,63]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,64]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,65]

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[null,null,"Benefit Illustration:"]
[]
[null,null,"Name of the Prospect / Policyholder:","xyz","Proposal No:","xyz"]
[null,null,"Age:",{"$f":"Age","v":19},"Policy No:",123]
[null,null,"Name of Life Assured:","XYZ","Name of Product:","Aviva Saral Jeevan Bima"]
[null,null,"Age:",{"$f":"Age","v":19},"Tag Line:","A Non-Linked Non-Participating Individual Pure Risk Life Insurance Plan"]
[null,null,"Policy Term:",{"$f":"PT","v":5},"Unique Identification No:",{"$f":"Input!$D$3","v":"122N135V01"}]
[null,null,"Premium Payment Term:",{"$f":"ppt","v":5},"GST Rate:",{"$f":"Input!D32","v":0.18}]
[null,null,"Amount of Instalment Premium:",{"$f":"Input!L5","v":138}]
[]
[null,null,"This benefit illustration is intended to show year-wise premiums payable and benefits under the policy."]
[]
[null,null,"Policy Details"]
[null,null,null,null,"Basic Sum Assured Rs",{"$f":"SA","v":500000}]
[]
[]
[]
[null,null,"Premium Summary"]
[null,null,null,"Base Plan","Total Instalment Premium"]
[null,null,"Instalment Premium without GST",{"$f":"Input!L5","v":138},{"$f":"D20","v":138}]
[null,null,"Instalment Premium with GST",{"$f":"Input!L7","v":163},{"$f":"D21","v":163}]
[]
[]
[null,null,null,null,null,null,null,null,null,"(Amounts in Rupees)"]
[null,null,"Policy Year","Annualized/Single Premium","Guaranteed",null,null,null,null,"Non-Guaranteed"]
[null,null,null,null,"Survival Benefits / Loyalty Additions","Other Benefits if any","Maturity Benefit","Death Benefit","Min Guaranteed Surrender Value","Special Surrender Value"]
[null,null,{"$f":"\"1st Year to \"&D7&\"th Year\"","v":"1st Year to 5th Year"},{"$f":"Input!$D$42","v":1585},"Nil","Nil","Nil",{"$f":"SA","v":500000},"Nil","Nil"]

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[]
["Aviva Saral Jeevan Plan: Annual Premium Rate per 100000 SA for Sum Assured 5 Lakhs and above for Regular Premium"]
[]
["Age",5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40]
[18,314,315,316,317,318,319,320,321,323,325,327,329,330,331,332,333,334,335,336,337,338,339,340,341,342,343,344,346,348,351,354,356,360,363,366,369]
[19,317,318,319,320,321,322,323,324,325,327,329,332,333,334,335,336,337,338,339,340,341,342,343,344,345,347,349,352,355,358,361,364,367,371,374,378]
[20,319,320,321,322,323,324,325,326,327,329,331,334,335,336,337,338,339,340,341,342,343,344,345,347,350,352,355,358,361,365,368,372,376,379,383,387]
[21,320,321,322,323,324,325,326,327,328,330,333,336,337,338,339,340,341,342,343,344,345,348,350,352,355,358,361,365,369,372,376,380,384,389,393,397]
[22,321,322,323,324,325,326,327,328,329,332,335,338,339,340,341,342,343,344,346,348,350,352,355,358,361,365,369,373,377,381,385,390,394,399,403,407]
[23,322,323,324,325,326,327,328,329,331,334,337,341,342,343,344,345,346,348,350,353,355,358,361,365,369,373,377,382,386,391,396,401,405,410,415,419]
[24,323,324,325,326,327,328,329,331,333,337,340,344,345,346,347,349,351,353,356,359,362,365,369,373,378,382,387,392,397,402,408,413,418,423,428,433]
[25,324,325,326,327,328,329,331,334,337,340,344,348,349,350,352,354,357,360,363,366,370,374,378,383,388,393,399,404,410,416,421,427,432,437,443,448]
[26,325,326,327,328,329,331,335,338,341,345,349,353,355,357,359,361,364,368,371,375,380,385,390,395,401,407,413,419,425,431,437,442,448,454,459,465]
[27,326,327,328,329,331,336,340,343,346,351,355,360,362,364,367,370,373,377,382,387,392,397,403,409,415,422,428,435,441,448,454,460,466,472,478,484]
[28,327,328,329,331,336,341,346,349,353,358,363,368,371,373,377,380,385,389,394,400,406,412,419,426,432,439,446,453,460,467,474,480,487,493,500,506]
[29,330,331,333,337,342,348,353,357,362,367,372,378,381,385,389,393,398,403,409,416,423,430,437,444,452,460,467,474,482,489,496,503,510,517,523,530]
[30,336,337,340,344,350,357,362,367,372,378,384,390,394,398,403,408,414,420,427,434,442,450,458,466,474,482,490,498,506,513,521,528,535,543,550,557]
[31,343,344,348,353,360,367,373,378,384,390,397,405,409,414,420,426,433,440,448,456,464,473,481,490,499,507,516,524,532,540,548,556,564,571,579,0]
[32,351,354,358,364,371,379,386,392,398,405,413,421,427,433,439,446,454,462,471,480,489,499,508,517,526,536,545,553,562,570,579,587,595,603,0,0]
[33,361,364,370,376,384,393,401,407,414,422,431,441,447,454,462,470,479,488,498,508,518,528,538,547,557,567,576,585,595,604,613,621,630,0,0,0]
[34,373,377,383,391,399,409,417,425,433,442,452,463,471,479,488,497,507,517,528,539,549,560,571,581,591,601,611,621,631,640,650,659,0,0,0,0]
[35,387,391,398,407,416,427,437,445,455,465,477,489,498,507,517,528,539,550,562,573,584,596,607,618,629,639,650,660,670,681,691,0,0,0,0,0]
[36,402,408,416,425,436,448,459,469,480,492,505,519,529,540,551,563,575,587,599,611,623,635,647,658,670,681,692,703,714,725,0,0,0,0,0,0]
[37,420,427,436,446,458,472,484,496,508,522,537,552,564,576,589,601,614,627,640,653,666,678,691,703,715,727,739,751,762,0,0,0,0,0,0,0]
[38,440,448,458,470,484,499,513,527,541,557,573,591,604,617,631,645,659,672,686,700,713,726,739,752,765,778,790,803,0,0,0,0,0,0,0,0]
[39,462,472,484,498,513,531,547,562,579,596,615,634,649,663,678,693,707,722,736,750,764,778,792,806,819,833,846,0,0,0,0,0,0,0,0,0]
[40,487,499,513,529,547,566,585,603,621,641,662,683,699,714,730,746,761,776,791,806,821,836,850,865,879,894,0,0,0,0,0,0,0,0,0,0]
[41,516,530,546,565,585,608,629,649,670,692,714,737,754,771,788,804,820,836,852,867,883,899,914,930,945,0,0,0,0,0,0,0,0,0,0,0]
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["Aviva Saral Jeevan Plan: Annual Premium Rate per 100000 SA for Sum Assured 5 lakh and above for Single Premium"]
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