Aviva Jana Suraksha

Overview

Aviva Jana Suraksha is a term insurance plan that provides comprehensive financial protection for your children/dependants through:

  1. Low cost life insurance
  2. *Guaranteed lump sum amount in case of your death during the term of the policy.

*Guaranteed benefits are available only if all due premiums are paid.

 

Specifications

 

  1. Entry age: 18 to 45 years
  2. Policy Term: 5 or 10 years, subject to the maximum maturity age of 50 or 55 years respectively
  3. Premium payment term: Single Premium or Equal to the policy term
  4. Annual Premium: Depends on life cover
  5. Premium Payment Frequency: Single, Annually, Half yearly, Quarterly or Monthly

 

Easy Steps to your plan

Step 1

Decide the level of protection you want . This will influence the choice of premium and the policy term

Minimum life cover (Sum Assured) is Rs. 25,000 and Maximum is Rs 50,000, subject to Board approved underwriting policy.

Step 2

Arrive at the policy term by choosing the period for which you want protection

5 or 10 years subject to Entry Age (18-45 years) Maturity Age (50 or 55 years)

Step 3

Select the Premium frequency based on your convenience

Single or Regular (equal to policy term) via Yearly, Half Yearly, Quarterly & Monthly modes

Step 4

Work out the premium payable along with our Financial Planning Adviser

Calculate now

 

What am I going to get?

Death Benefit:

In the event of your death, sum assured will be paid to the nominee. Double the Life Cover will be paid in the case of an accidental death.
Tax Benefit:

The Policy offers tax benefits as per the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change

Illustration

This illustration is for a sum insured of Rs. 30,000.

Premium Frequency

Policy Term (Years)

Premium (Rs.) for Age Group

 

 

 

 

 

 

 Annualized Premium

5

210

236

270

10

210

236

270

Single Premium

5

780

900

1050

10

1260

1560

1920

 

“Annualized Premium” shall be the premium amount payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.


“Single Premium” shall be the premium amount excluding the taxes, rider premiums and underwriting extra premiums, if any.

 

Calculate Premium Download Brochure Terms and Conditions Product Presentation

UIN:122N021V02

Advt No: Feb 16/20

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1800-103-7766
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0124-2571205