Planning for health cover: Why mediclaim alone is not enough

When Amit, 37, an advertising executive in Delhi, underwent an emergency heart surgery, his family battled the headwinds, both emotionally and economically. Amit’s family, which was already grappling with the financial burden of EMIs for two loans and saving for their daughter’s education, had to spend their entire lifesavings on hospital bills. A health cover, in this situation, would have saved them the distress.

Amit is one of the many young urban Indians who are fall......