An investor who expects share prices to rise or, more generally, has an optimistic outlook. A bull market is a period of rising share prices. The opposite of bear.
The rate of return on a with-profit policy set by an insurance company's actuary. The rate may vary from year to year.
Used for underwriting purposes in evaluating build and determining overweight and obesity. It tells us the person's health constitution. It is expressed as weight in Kg divided by height in meters to the power of two or Kg/height2
A description applied to the biggest and most highly regarded companies quoted on the stock market. Shares in such companies are usually considered a reliable and profitable investment.
The difference between the buying price (bid) and the selling price (offer) of units in an investment. The mid-price is the middle point between the two and is often the price quoted in newspapers. Also called the bid/ask spread.
What the market will pay, or what a seller will receive, for a particular share.
The person who receives the benefit of a policy in case of death during the term or the policyholder who receives the benefit on maturity
Typically a stock market index (for example, the Sensex, Nifty) against which an investment fund compares its performance and mix of assets.
An investor who expects share prices to fall or, more generally, has a pessimistic outlook about the market. A bear market is a period of falling share prices.
An arrangement whereby banks and building societies sell insurance and investment products to their customers on behalf of other financial providers.