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Aviva i-Growth

Ensure a secure future for you and your family

  • 3 Fund options
  • Tax* Benefits

*Benefits are as per the prevailing tax laws which are subject to change

Aviva i-Growth

As a smart planner, you would always want to assure financial security for the future and, at the same time, make your money grow in the present. We at Aviva understand and appreciate the unwavering dedication you have towards your family. Introducing Aviva i-Growth, a unit-linked life insurance plan which gives a comprehensive protection to your family and ensures that your money works harder for you.

Aviva i-Growth gives you the flexibility to choose the funds you want to invest in along with the Sum Assured depending on your financial needs and risk appetite.

Why should you buy Aviva i-Growth

Aviva i-Growth is that one plan which offers you both, wealth creation and financial security, with added convenience

  • Hassle-free purchase:
    You do not need to provide any medical test reports for purchasing this market-linked plan. Simply submit a self -Declaration of Good Health in the proposal form while purchasing the policy. Moreover, this plan can be bought online. Visit link.

  • Fund options:
    Wealth creation must go hand-in-hand with your risk appetite. The AVIVA i-Growth plan offers you the option to choose from four unit-linked funds investment options- Bond Fund-II, Balanced Fund-II, Enhancer Fund-II and MidCap Fund.

  • Flexibility:
    The returns on this savings cum protection plan are dependent on the performace of funds chosen by you. If you are not satisfied with the fund performance, you have an option to use Premium Re-direction or the Unit Switch feature in this ULIP plan.
    Premium Re-direction allows you to divert your future premiums to a different fund of your choice in this ULIP plan.
    With Unit Switch, you can switch your accumulated funds partly or completely between the four fund options available in this e ULIP.

Benefits of Aviva i-Growth

  • Death Benefits: In case of the unfortunate demise of the policyholder, the nominee receives the sum assured Or fund Value whichever is higher.

  • Maturity Benefits: On surviving the policy tenure, you will receive the fund value along with the loyalty additions.

  • Loyalty Benefits: Regular premium payment gives the benefit of availing the Loyalty Additions in this market-linked policy. You can given Loyalty Additions as a percentage of your fund value in the last three policy years.

  • Tax Benefits: Purchasing a ULIP makes you eligible for tax benefits as per the Income Tax Act 1961. Consult your financial advisor or a company representative to know more about this.

  • Partial Withdrawal Benefits : These ULIP addresses your liquidity needs by allowing partial withdrawals. You can make 4 partial withdrawals from the accumulated amount in your fund after the first 5 policy years.

Frequently Asked Questions - Aviva i-Growth

Aviva i-Growth is an individual non-participating unit-linked life insurance plan which gives financial protection to your family while also building your weath along the way.

Unit Linked Insurance Plan (ULIP) is is designed for investors like you who want the best of both worlds- Insurance and Investement.

When you invest in Aviva i-Growth, a unit-linked insurance plan, you can build a future corpus to achieve your financial goals as well as secure your loved ones’ financial future, even when you are not around.

To invest in Aviva i-Growth plan, the minimum age entry age is 18 years and the maximum age is 50 years. The minimum premium to invest in this plan is Rs 48,000 and, the maximum premium is Rs 5 lacs.

By paying regular premium payments, you get eligible to avail Loyalty Additions in this Unit-linked Insurance Plan. These additions are given as a percentage of your fund value in the last three policy years. Take a look at the table below:

Policy tenureLoyalty addition as % of the fund value in the final three years
10 1.25%
15 2.70%
20 3.00%

You can buy this (ULIP) unit-linked insurance plan hassel free on our website. Click the link and follow the below steps for an easy online purchase:

  1. Step 1:Choose the Policy Term, Premium Amount and Frequency depending upon the corpus you need to fulfill your financial goals
  2. Step 2: Select the Investment Type as per your risk appetite and return on investement.
  3. Step 3: Next, click and downalod the Benefit Illustration option to know the maturity value and other benefits available in this investment plan.
  4. Step 4: Lastly, proceed to make the payment. Voila! You have secured your financial goals.

We are always there to assist you

AN Jan 78/24, UIN: 122L106V04
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