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Agent Stories
"It is not titles that honor men, but men that honor titles. Nothing worthwhile comes easy. Continuous work, persistence and hard work, is the only way to accomplish results that last. People who enjoy what they do, invariably do it well. I am associated with Aviva for approximately 12 years now. My own conviction and strong belief in Aviva’s plans has helped me achieve the Aviva’s Blue Riband Ambassador Award since inception of the company with 2 times “Hat Trick”, and several prestigious International accolades like MDRT, COT & TOT plus innumerous International visits.
I became a “Super Achiever” and have sourced the highest number of policies & have the distinction of holding the highest “Assets under Management” (AUM) of premium collected in the history of Aviva India to date. Apart from my pre-sales presentations, it is my post-sales packaging style & effective means of communication that has helped me win the trust of over 1300 customers across 30 countries. It gives me great pride to say that I am associated with Aviva, which has given me immense respect and recognition and I aim to achieve my target of 100 crores per annum under renewal premiums only and write my own success story!” - Engr. Pankaj Buckshey - Chief Financial Adviser
"I have completed 9 successful years with Aviva in July 2013. AVIVA has not only fulfilled my dreams but also exposed me to a wonderful world. Since 2004 I have qualified for the most prestigious Blue Riband Ambassadors award for 9 times in a row. Aviva gave me opportunities to meet ‘The God of Cricket’- Sachin Tendulkar and ‘The Superstar of the Century’- Amitabh Bachchan. I have represented Aviva in conferences/seminars in 23 countries in these 9 years. It is a matter of immense satisfaction for me that I am the only advisor to have done a hat-trick of being the #1 advisor for Aviva India ( for 2008-09, 2009-10, 2010-11). Join Aviva, it's magic." - Dinesh Tater
"All I ever wanted really, and continue to want out of life, is to give 100 percent to whatever I'm doing and to be committed to whatever I'm doing and then let the results speak for themselves. Also to never take myself or people for granted and always be thankful to my customers, company and people who supported me to reach my goals.
During My 3 year association with Aviva all my ideas have turned into reality and with 12 yrs of experience in financial market my husband has always guided me.
My efforts and courage was enough to achieve my purpose of being in top 5 advisors and I surely want to see myself at No.1 position in customer services, retention and persistency in times to come." - Priya Sharma
"Aviva – has given me true joy of life, a respected platform to earn, learn and develop into the successful professional that I have become. Keeping things simple has been the key to it all. Having said so I surely would say one thing, this wouldn’t happen without my team – I am grateful to these people, even in the tough times have made it so easy and enjoyable to work in today’s market . we have gone from strength to strength and assure to continue doing so. The only way to continuous success is to keep developing . I pledge to continue in my efforts of making Aviva as proud of me as I am of Aviva." - Priya Louis
"My 7 years of association with Aviva can be best described as Magical. During these 7 years I have always believed in offering complete, comprehensive and customized financial solutions to my clients. The one most important insight that I have gained in the last 7 years is that we are in a very simple business and least that clients expect from us is to be fair honest and transparent to them. I have been a regular representative at all the prestigious forums at Aviva be it MDRT, COT or Blue Riband. But what is most satisfying is the fact that all my customers, look at me as the one point contact for all there service requirements.
I shall constantly strive to scale new heights in my association with Aviva."- Lavanya Subramanian
"I have been associated with Aviva since 2005. With my background as banker, I understand the importance of wealth creation. I have chosen this industry to give my customers an opportunity to secure and safeguard their investment for a better tomorrow. Till date I have been successful in guiding my erstwhile customers with their investments which fetches me repeated business from them and also references.
Started with my operations in Chennai, I have spread my wings to other cities and increasing my customer base. I have been successful all these years with Aviva and had represented in MDRT convention by qualifying for COT. Proud to be a Blue Riband Ambassador for 9 years.
Also one of the founder member of CEO council at Aviva and I cherish all my days with this association." - Bandi Sathya Sarathi Reddy
Work Profile
India’s population is amongst the youngest in the world and this puts forth a high growth potential for the life insurance business. As the industry evolves, understanding people’s needs and quality of service would be the key differentiators of success. As a Financial Planning Advisor with Aviva, you would be at a critical position to cater to the financial needs of the customers and provide them optimal solutions. Your work would entail meeting prospective customers, understanding their financial needs & insurance requirements and provide tailor made solutions basis the priorities defined by them. Aviva has a best in class product line catering to the financial needs of any customer, ranging from child solutions and retirement solutions to guaranteed investment plans. Your role as the face of Aviva would be to present these financial solutions to prospective customers, thus help them achieve their financial goals.
Hiring Process
At Aviva, we understand that you come from diverse backgrounds and therefore we evaluate you only for who you are. We have a uniform multistage procedure, where every applicant gets a fair chance of making it to our team.
We have a numerical rating system, where all your attributes, be it your qualifications or experience, age or family background, all have predetermined points weightage. These points determine the basic eligibility of a candidate. Once eligible, a screening interview is conducted, followed by a basic assessment test. Successful candidates make it to the final round of interviews. Final selections depend upon your overall performance.
So whether you are a housewife, ex-serviceman, freelancer, post office agent, entrepreneur, or a chartered accountant, you can join our team.
Career Progression
In line with Aviva’s philosophy of providing successful Financial Planning Advisors with rich exposure and opportunity to enhance their skill sets and capabilities, we offer 3 options of progression for our advisors.
- Consultant Trainer : As a consultant trainer you would be required to impart training to other FPAs on products / sales expertise, with the objective of enhancing their efficiencies and productivity.
- Agent Mentor: As a mentor, you would be guiding and mentoring advisors who would be a part of your agency business.
- Sourcing Manager: As a manager, you would head a team of advisors and facilitate them to generate business consistently with Aviva.
Benefits
At Aviva, you would be taken through an induction which will include regulatory training sessions and certification programs, all necessary to equip you with the required knowledge to make a smooth transition into the industry. In your journey of success at Aviva, you would have multi-faceted support from your Sourcing Manager along with your Training Manager and Agency Development Manager, who would help you define your business goals and structure your milestones, which in turn would help you realize your dreams at Aviva.
To add on, you would have the freedom to work from home or operate out of any of our branches. You would have flexible working hours and the best in class platforms of recognition that you could earn. As you succeed, you could have unlimited earnings in the form of commission income along with rewards from multiple contests that Aviva launches for its advisors. International trips and enriching training programs would be add on benefits that you would earn in the journey.
IRDA of India Registration
Aviva Life Insurance Company India Ltd.
A Joint Venture between Dabur and Aviva
Registration No: 122 granted on 14th May, 2002 by IRDA of India.
Registered Office: 2nd Floor, Prakashdeep Building, 7 Tolstoy Marg, New Delhi, 110 001
Privacy policy
Aviva Life Insurance Company India Ltd, (referred to as "Aviva India") is committed to protecting your Personal Information and/or Sensitive Personal Data or Information. We have created this Privacy Policy to help you understand how we handle and deal with above referred information when you visit Aviva India web /WAP sites and/or use our products and services.
This Privacy policy covers the following:
- Collection of Personal Information including Sensitive personal Data or Information.
- Use of your Personal Information.
- Disclosure of Personal Information.
- Protection of your Personal Information.
- Review and updation of Personal Information.
- Changes to our Privacy Policy.
- Definitions used in this policy.
1. Collection of Personal Information including Sensitive Personal Data or Information
We and our authorized third parties may collect different types of Personal Information and Sensitive personal Data Or Information, as required under laws and regulation and also based on your desire to invest in our insurance products and services and our business relationship with you.
This Personal Information and Sensitive personal Data Or Information collected, handled and dealt by us may include, amongst other things:
Information that allows Aviva India to provision desired insurance product and to communicate with you and comply with current legal and regulatory requirements. This information may include but not limited to:
- Personal Information: Your name, Age, Gender, Date of Birth, Photographs, Password to Aviva India Customer Portal, etc.
- Contact Information: Your address, Telephone numbers, Email id etc.
- Financial Information: Details pertaining to your bank account, credit/debit cards, Payment Instruments, Annual Income, Investment/Savings, Income Tax (PAN Card, Form 16 etc.)
- Health Information: Your Height, Weight, Illness/diseases, Medical Test Reports etc.
- Other Information: Any Information contained in documents used as proof of Identity and proof of address, proof of age, proof of income.
Other Information may be collected in the form of various surveys which you agree to participate in or provide other feedback to us regarding our products or services; when you register to receive news or public policy updates or when you apply for a job through our website; subscription enquiries through our web site.
In case you do not provide your information or consent for usage of personal information or later on withdraw your consent for usage of the personal information so collected, Aviva India reserves the right to discontinue/cancel the insurance policy /services for which, the said information was sought.
2. Use of your Personal Information and Sensitive personal Data or Information.
The Personal Information and Sensitive personal Data Or Information that we collect from you is held in accordance with applicable laws and regulations in India. It may be used by us for a number of lawful purposes connected with our business operations and functions, which include but not limited to:
a) Verification of your identity as per prevalent laws and regulation;
b) Processing your request and providing you with products and/or services requested or administering your account;
c) Settling accounts with those who provide related services to us;
d) Dealing with requests, enquiries or complaints and other customer care related activities; and all other general administrative and business purposes;
e) Carrying out market and product analysis and marketing our companies’ products and services and communicate updates, offers and promotion.
f) Customer analytics on usage pattern and deliver customized content and advertising that may be of interest to you;
g) Provide you with the best customer experience possible;
h) Address network integrity and security issues;
i) Carrying out any activity in connection with a legal, governmental or regulatory requirement , for the purpose of compliance of a legal obligation, in connection with legal proceedings, in connection with prevention, detection , investigation including cyber incidents, prosecution, and punishment of offences protect and defend our rights or property or act in an emergency to protect someone's safety or to help investigations, monitor or prevent or take action regarding unlawful and illegal activities, suspected fraud, potential threat to the safety or security of any person.
j) Carrying out activities connected with the running of our business such as personnel training, quality control, network monitoring, testing and maintenance of computer and other systems and in connection with the transfer of any part of our business in respect of which you are a customer or a potential customer;
3. Disclosure of Personal Information and/or Sensitive personal Data or Information.
We may disclose and/or transfer your Personal Information and/or Sensitive personal Data or Information at times to third parties in cases it is necessary for providing services to you and/or if you have consented for the same. We may disclose and/or transfer your information to:
a) Other companies that provide services directly to you on our behalf or provide services to us by collecting, receiving, processing, storing, dealing or handling your information. To enable them to do this, we may need to share your personal information and/or Sensitive personal Data or Information with them.
b) anyone we transfer our business to in respect of which you are a customer or a potential customer;
c) to any other entity or organization in order for them to understand our environment and consequently, provide you with better services.
We may share your Personal Information including Sensitive personal Data or Information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information including Sensitive Personal Data Or Information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation.
Any Personal Information including Sensitive Personal Data Or Information may be required to be disclosed to any third party by us by an order under the law for the time being in force.
4. Protection of your Personal Information
We shall take reasonable steps to ensure that the personal information and/or Sensitive personal Data or Information pertaining to you is stored in a secure environment protected from unauthorized access, modification or disclosure.
• We maintain information pertaining to you in our business records as per current regulatory requirements.
• Aviva India has comprehensive documented information security policy and procedures in line with international standard IS/ISO/IES 27001 to ensure that the information provided by you is reasonably secure.
• Aviva India shall retain your personal Information for as long as required to provide you with services or otherwise required under the law.
In case of any privacy related concerns, feedback or grievance , you can contact: Joydev.sengupta@avivaindia.com
5. Peview and updation of Personal Information.
We strive to keep our records updated with your latest information. To this end, if you see any discrepancy in your personal information or if a part of your personal information changes, we request you to visit AVIVA INDIA office or reach our customer service at 18001802266/0124-2709046 or write to us at customerservices@avivaindia.com.
6. Changes to our Privacy Policy
We reserve the right to update this Policy as necessary from time to time. Please check our websites periodically for changes to this Privacy Policy.
7. Definitions used in this policy
“Personal information” means any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person
“Sensitive personal data or information” of a person means such personal information which consists of information relating to:-
i. password;
ii. financial information such as Bank account or credit card or debit card or other payment instrument details ;
iii. physical, physiological and mental health condition;
iv. sexual orientation;
v. medical records and history;
vi. Biometric information;
provided that, any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of these rules.
Third party: For the purposes of this document, a ‘Third Party’ is a service provider who associates with Aviva India and is involved in handling, managing, storing, processing, protecting and transmitting information of Aviva India and also includes all sub-contractors, consultants and/or representatives of the Third party.