Relace with Terms and conditions-Key features
- Comprehensive financial protection to your family
- Customize your plan from a plethora of options
- Waiver of Premiums in case of Critical/Terminal Illness*
- Receive payout upon the first diagnosis of any critical illness** covered under the plan
- Additional Sum Assured on Accidental Death***
- Special premium rates for female lives and non-tobacco users#
- Option to buy the policy under MWP Act to prevent wrongful claim of Life Insurance monies
- Get back all premiums paid on survival till maturity with Return of Premium option
- Receive upto ₹ 1 Cr/- of life coverage upon diagnosis of any terminal illness****
*The Waiver of Premiums is applicable in case of Aviva New Critical Illness Rider and 3D-Accelerated option.
**In case Aviva New Critical Illness Rider or Aviva Cancer Cardio Rider is opted at inception.
***In case Aviva Accidental Casualty Rider is opted at inception.
****If the 3D-Accelerated option is chosen.
#For Sum Assured more than 50.50 Lacs
Elegibility-Non POS
| Criteria | 3D-Pure Term | 3D-Accelerated | 3D-Family Plus | 3D-TROP |
| Minimum Sum Assured | Rs. 5 lacs | Rs. 50.50 lacs | Rs. 5 lacs | Rs. 50.50 lacs |
| Maximum Sum Assured(Other than POSPs) |
No Limit subject to Board Approved Underwriting Policy Base Sum Assured is available in the multiples of Rs.50,000. |
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| Minimum Annualized Premium | Depends upon the minimum Sum Assured applicable for relevant options | |||
| Maximum Annualized premium | Depends upon the maximum Sum Assured | |||
| Minimum Entry Age | 18 Years Last Birthday | |||
| Maximum Entry Age | 65 Years last birthday | |||
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Maximum Death Sum Assured for POSPs shall be Rs. 25 lacs (per life) subject to Board Approved Underwriting Policy. Only 3D-Pure Term is available via POSP’s No rider/s available with POSP version |
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| Minimum Maturity Age | 28 Years Last Birthday | |||
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Maximum Maturity Age Maximum Maturity Age for POSPs is 65 Years, subject to other boundary conditions of the plan. |
1.Regular Premium Other than Whole of Life:80 Years 2.Limited Premium Other than Whole of Life: 80 Years 3.Limited Premium Whole of Life: 99 Years |
1.Regular Premium Other than Whole of Life:80 Years 2.Limited Premium Other than Whole of Life: 80 Years |
1.Regular Premium Other than Whole of Life:80 Years 2.Limited Premium Other than Whole of Life: 80 Years |
80 Years |
Eligibility POS:
| Criteria | 3D-Pure Term |
| Minimum Sum Assured (Rs.) | 5 lacs |
| Maximum Sum Assured (Rs.) | 25 Lacs |
| Minimum Annual Premium (Rs.) | |
| Minimum Entry Age | 18 Years Last Birthday |
| Maximum Entry Age |
55 Years last birthday(Regular premium) 50 Year lbd(Limited Pay-10) 45 years lbd(Limited pay-15) 40 years lbd(Limited pay-20) 35 years lbd(Limited pay-25) 30 years lbd(Limited pay-30) |
| Minimum Policy Term | Regular Premium : 10 Years |
| Limited Premium :15 Years | |
| Maximum Policy Term | 47 Years (Subject to maximum Maturity Age 65 Years |
| Minimum Premium Payment Term | Regular Premium: Same as Policy Term |
| Limited Premium: 10Years | |
| Maximum Premium Payment Term | Regular Premium: Same as Policy Term |
| Limited Premium: 30Years | |
| Minimum Maturity Age | 28 Years Last Birthday |
| Maximum Maturity Age | 65 Years Last Birthday |