Maturity Benefit

Aviva Sampoorna Suraksha

Aviva Sampoorna Suraksha


Aviva Sampoorna Suraksha – A Non Linked Non Participating life Insurance plan that secures your family’s future

  • Provide a lump sum payout for the family’s immediate needs in the event of death of the life insured
  • Get guaranteed* benefit at maturity
  • Flexibility to choose premium paying duration as per your convenience
  • Buy the Policy with an annual premium as low as Rs. 750

*Guaranteed benefits are available only if all due premiums are paid.


Entry Age(Last Birthday)

18 years to 50 years

Maximum Maturity Age (Last Birthday)

65 years

Allowed Premium Payment Frequencies

Yearly, Half Yearly The half yearly installment premium will be 51.08% of the Annual Premium

Allowed Policy Term (PT) & Premium Payment Term (PPT), Sum Assured (SA) and Premium Limits

Policy Term 8 years 9 years 10 years 15 years
Premium Payment Term Single Pay 5 years 7 years 10 years
Death Sum Assured Single Premium X 5 Annual Premium X 10 Annual Premium X 10 Annual Premium X 15
Min. Premium (Rs.) 2,500 750 750 750
Min. SA (Rs.) 12,500 7,500 7,500 11,250
Max. Premium (Rs.) 60,000 30,000 30,000 20,000
Max. SA (Rs.) per life 300,000 300,000 300,000 300,000

Note: Taxes including but not limited to Goods & Services Tax, Cesses as applicable shall also be levied as notified by the Government from time to time. Tax laws are subject to change.


Maturity Benefit: 
On survival till the maturity of the contract and provided all due premiums have been paid, the maturity sum assured as per the table below shall be payable.

Policy Term (years)

Premium Paying Term (years)

Maturity Sum Assured

Entry Age <= 30 years

Entry Age 31-40 years

Entry Age 41-45 years

Entry Age 46-50 years



125% of Single Premium*

120% of Single Premium*

115% of Single Premium*

110% of Single Premium*



130% of total premiums* paid

125% of total premiums* paid

120% of total premiums* paid

115% of total premiums* paid



135% of total premiums* paid

130% of total premiums* paid

125% of total premiums* paid

120% of total premiums* paid



155% of total premiums* paid

150% of total premiums* paid

145% of total premiums* paid

140% of total premiums* paid

*Premium excludes any amount paid as extra premium and/or taxes, if any

For example:A 30 year old customer pays Rs. 1,000 + applicable taxes as annual premium and pay all due premiums for first 7 policy years for the policy term of 10 years. On survival at maturity customer will get guaranteed lump sum payout of Rs. 9,450 (Total Premiums paid *135%).

Death Benefit:

In case of death of the life insured during the policy term, provided all due premiums have been paid, the nominee will get death sum assured and the policy will terminate.

For example:
The annual premium (exclusive of tax) payable in the above example is Rs. 1000 annually for 7 years. In case of death of the life insured, the nominee will receive Rs. 10,000 (10 times the annual premium) and the policy will terminate.


Calculate Premium Download Brochure Terms and Conditions Policy Details


Advt No: July 57/18



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