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The pre-golden years of your life are really the best. You have been through the ups and downs, the highs and the lows, and a lot of memories and stories to tell.
This midlife is the perfect time to really start enjoying your life with all the wisdom you have gained and money you have earned.
However, your midlife is filled with multiple financial challenges. You might be paying heavily for your children’s college fees, their marriage and other such costs. At the same time, youMORE
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. – Will Smith
Every decade of life comes with different sets of financial challenges as well as opportunities.
In your 20s, you spend the most carefree time of your life.
Your 30s bring an entirely new set of responsibilities including career, marriage, and children.
However, in your 40s, you feel a littleMORE
“I love my age. Old enough to know better. Young enough not to care. Experienced enough to do it right.” – Anonymous.
Perhaps this is what being 30 feels like!
Financial planning in your 30s is a different ball game altogether. While “how to save money” is definitely a crucial question to begin with, the elephant in the room is “how to grow money and pay off debts.” There is no room for financial extravaganzas like you might have indulged inMORE
Do not save what is left after spending, but spend what is left after saving. – Warren Buffet
You are in your 20s!
You have just started a job.
In the next few years, you are planning to settle.
This is one of the most memorable phases of your life when you are engrossed in enjoying life unadulterated- partying with friends, shopping to meet all your dreams, purchasing hi-end gadgets and spending money onMORE
It’s not your salary that makes you rich, it’s your spending habits.
– Charles A Jaffe
Does your financial independence actually depend on a high salary? If your answer is yes, think again. It is very easy to spend all of your hard earned money without thinking about the future. However, it is challenging to save even 5% of your income.
Financial independence is not about higher income as with a raise in salary, yourMORE