List of surgeries covered under Aviva Health Plus and the benefit amount payable (as a % of Sum Assured) depending upon the type of surgery:

Surgery Type	Surgical Cash Benefit payable as a % of Sum Assured
1. Heart transplantation	50%
2. Lung transplant or combined heart-lung transplant	50%
3. Repair of cerebral, spinal arterio-venous malformations, cerebral aneurysms and excision of cerebral tumours	50%
4. Kidney transplantation as a recipient	50%
5. Coronary artery bypass graft surgery	50%
6. Heart valve replacement using mechanical prosthesis via open heart surgery	50%
7. Major surgery of the aorta	50%
8. Major surgery of the pulmonary artery	50%
9. Surgery to remove benign cerebral tumours and space occupying lesions via craniotomy	50%
10. Major reconstructive oro-maxillafacial surgery for trauma or burns (not for cosmetic purposes)	50%
11. Partial hepatectomy	50%
12. Partial pancreatectomy	50%
13. Total replacement of hip or knee	50%
14. Hysterectomy for malignant disease	50%
15. Surgery for major burns (third degree burns of more than 10% of the body surface area)	50%
16. Total replacement of shoulder or elbow joint	50%
17. Amputation of an arm or a hand or a leg or a foot due to trauma or accident	50%
18. Other intra-cranial operations requiring craniotomy	37.5%
19. Initial implantation of permanent heart pacemaker	37.5%
20. Nephrectomy	37.5%
21. Open / endoscopic prostatectomy for malignant disease	37.5%
22. Balloon valvuloplasty	37.5%
23. Coronary angioplasty	37.5%
24. Partial / total adrenalectomy	25%
25. Total laryngectomy	25%
26. Partial / total pharyngectomy	25%
27. Excision of pineal gland or pituitary gland	25%
28. Excision of benign mediastinal lesions via thoracotomy	25%
29. Resection and anastomosis of any part of alimentary canal	25%
30. Partial / total excision of thymus gland	25%
31. Splenectomy for haematological conditions	25%
32. Partial hip replacement	25%
33. Complete thyroidectomy	25%
34. Parathyroidectomy	25%
35. Cholecystectomy	12.5%
36. Corneal transplant or surgery for retinal detachment or glaucoma	12.5%
37. Partial thyroidectomy	12.5%