• Entry age: 18-50 years
• Maturity age: 38-70 years
• Policy term(PT): 20 years
• Annual Premium:
   For age at entry upto 40 years:
   Rs. 25,000/ 50,000/ 75,000/ 100,000/ 1,50,000 /2,00,000 (6 options)
   For age 41 years and above:
   Rs. 25,000 / 50,000 / 75,000 /1,00,000 (4 options)
• Premium Payment Term (PPT): 10 years / 15 years or 20 years
• Top-up Premium: Top-up Premium is not allowed under this product
• Premium Payment Frequency: Annual

Death Benefit:

• Nominee will receive the Life Cover in-force in the policy year of death or fund value, whichever is higher.
• In case of death due to an accident before age 60, an additional amount under the in-built Accidental Death benefit shall also be paid.

Loyalty Additions:

• You will be eligible for Loyalty Additions, if you continue paying all due premiums.
• The addition will be 2% of Fund Value at the end of year 15 and thereafter 4% of Fund Value again at the end of the Policy Term.
• Loyalty additions once allocated will be payable under all events.

Maturity Benefit:

• On maturity the fund value along with loyalty addition will be paid.

To see an illustration for yield net of charges click here

This illustration is for a male aged 35 years, who pays premiums for 20 years and invests 100% into Enhancer Fund-II:

*Refer to the policy brochure for details

Tax Benefits:

• Tax benefits will be as per section 80C and 10(10D)of Income Tax Act, 1961. Tax benefits are subject to change from time to time.

The policy will attract charges under various heads. The details of the same are given below:

*Charge is based on premium amount

Complete withdrawal is allowed after 5 policy years without any penalty

For further details, please refer to the policy brochure.