Overview
Aviva Dhan Vriddhi is a traditional money back plan that provides you a guaranteed amount of money at regular intervals along with protection through the Life Cover (Sum Assured), in the event of death
- Guaranteed returns: Guaranteed Additions @7% of Life Cover for each completed policy year till maturity
- Limited premium payment: Premiums are not required to be paid during the last five years of the policy
- Additional protection: You can opt from 5 riders to enhance protection with the benefits ranging from additional Sum Assured for the incident covered, waiver of future premiums and also a regular income for your beneficiary in case you are not around
- Rebate for high Sum Assured: Rebate on basic premium is allowed if your Sum Assured is Rs. 1 Lac or higher
- Specifications
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Entry age: Child - 13-55 years (last birthday)
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Policy term: 10 to 20 years; maximum age at maturity is 70 years (without riders)
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Premium payment term: Policy Term minus 5 years
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Premium Payment Frequency: Yearly, Half-yearly, Quarterly, Monthly
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Annual Premium: Minimum Rs. 5,000; maximum depends upon the sum assured. (Service tax will be payable over & above the applicable premiums as per the tax laws)
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Riders Available: Accidental Death Benefit (ADB) rider, Aviva Child Education rider, Aviva Dread Disease rider, Aviva Health Guard rider, Aviva Term Plus rider. To view Rider Brochures, click here.
- Easy Steps to your plan
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Step 1 Decide the total corpus you wish to build to meet your financial goals and the time when you need it. |
The corpus is dependent on the level of Sum Assured you choose: Minimum Sum Assured: Rs. 50,000 Maximum Sum Assured: No limit Policy Term (PT): 10 – 20 years, subject to a maximum maturity age of 70 years |
Step 2 Choose the level of additional protection you desire through Rider(s) |
Riders available: |
Step 3 Arrive at the amount of premium you need to pay, which will be determined by step 1 and 2. Also choose the Premium Payment Frequency based on your convenience. |
- Minimum annual premium is Rs 5,000; Maximum depends on the amount of Sum Assured and riders selected
- Premium Payment Term = PT minus 5 years
- Premium Payment Frequency - Yearly, Half-yearly, Quarterly, Monthly
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- What am I going to get?
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Death Benefit:
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Upon death, Life Cover, along with the accrued Guaranteed Additions is paid to the nominee.
Additional benefits as detailed below will also be paid if the corresponding riders are opted for:
- Regular income for the remaining policy term if the Aviva Child Education rider is opted for
- Aviva Term plus rider Sum Assured is also payable if this rider has been opted for
- In case of death due to accident, an additional amount equal to ADB rider Sum Assured will be paid if ADB rider has been opted for
Survival Benefit:
Maturity Benefit:
Tax Benefit:
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