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Aviva Dhan Vriddhi is a traditional money back plan that provides you a guaranteed amount of money at regular intervals along with protection through the Life Cover (Sum Assured), in the event of death
Entry age: Child - 13-55 years (last birthday)
Policy term: 10 to 20 years; maximum age at maturity is 70 years (without riders)
Premium payment term: Policy Term minus 5 years
Premium Payment Frequency: Yearly, Half-yearly, Quarterly, Monthly
Annual Premium: Minimum Rs. 5,000; maximum depends upon the sum assured. (Service tax will be payable over & above the applicable premiums as per the tax laws)
Riders Available: Accidental Death Benefit (ADB) rider, Aviva Child Education rider, Aviva Dread Disease rider, Aviva Health Guard rider, Aviva Term Plus rider. To view Rider Brochures, click here.
Decide the total corpus you wish to build to meet your financial goals and the time when you need it.
The corpus is dependent on the level of Sum Assured you choose:
Minimum Sum Assured: Rs. 50,000
Maximum Sum Assured: No limit
Policy Term (PT): 10 – 20 years, subject to a maximum maturity age of 70 years
Choose the level of additional protection you desire through Rider(s)
Arrive at the amount of premium you need to pay, which will be determined by step 1 and 2. Also choose the Premium Payment Frequency based on your convenience.
Upon death, Life Cover, along with the accrued Guaranteed Additions is paid to the nominee.
Additional benefits as detailed below will also be paid if the corresponding riders are opted for:
- Regular income for the remaining policy term if the Aviva Child Education rider is opted for
- Aviva Term plus rider Sum Assured is also payable if this rider has been opted for
- In case of death due to accident, an additional amount equal to ADB rider Sum Assured will be paid if ADB rider has been opted for
You will get a periodic payment equal to 20% of the life cover on 5th, 10th and 15th policy anniversaries, provided these due dates fall within the chosen policy term.
Life Cover minus the survival benefits already disbursed will be paid in addition to the accrued Guaranteed Additions.
The Policy offers tax benefits as per the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change
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