Most health plans provide a financial backing for medical emergencies. However, in case a medical emergency does not arise at all, most plans do not offer any maturity benefits.

Aviva Health Plus offers a great bundle of benefits providing cover on life, accident, critical illness, disabilities, surgery and hospitalization along with a guaranteed maturity benefit irrespective of claims under the health benefits.

Aviva Health Plus plan is a unique plan in which the premium amount to be paid remains fixed across all age groups so is the benefit irrespective of your age. Annual premium to be paid is Rs 35,000 or Rs 15000 plus applicable taxes.

Only annual premiums of Rs 35,000 or Rs 15000 (plus applicable taxes) can be paid. The annual premium payment is to be paid for a period of 5 years.

Aviva Health Plus provides cover against the following 18 critical illnesses - Aplastic Anaemia, Benign brain tumour, Blindness, Cancer, Coma, Coronary artery bypass surgery, Deafness, End stage liver disease, End stage lung disease, Heart Attack, Heart Valve Surgery, Kidney failure, Major organ transplant, Motor Neurone Disease, Multiple Sclerosis, Paraplegia, Stroke, Surgery to the Aorta.

Yes, Aviva Health Plus provides a guaranteed maturity benefit even if all health benefits have been claimed.

Health benefits (Sickness-only TPD Benefit, Critical Illness Benefit, Surgical Cash Benefit and Hospital Cash Benefit) are available for first 5 years.  However, Death benefit and Accidental Death and Disability Benefit are available for policy term of 10 years.

Yes. In the event of more than one injury resulting from any single accident, the life insured will be entitled to a single benefit, equal in amount to the highest benefit percentage associated with any of the injuries suffered.

All claims are payable including Surgical Cash Benefit, Hospital Cash Benefit and Accidental Death and Disability Benefit that arise due to the accident even in the waiting period.

This is a traditional policy. Surrender is allowed after completion of the first Policy Year and provided at least two full Premiums have been paid.

The above material is provided for general information only and does not constitute legal or other professional advice. This information is current at the date of publication but may be subject to change without notice and accordingly, may not be up to date at the time of viewing. Information specific to a product may be obtained from the Company.