Yes, Policy offers Group Double Accidental Death Benefit and Group Permanent Total Disability riders as an add-on protection to the main policy.

The premium depends on the group size, their age, occupation and sum assured.

It is possible that only basic death benefit is paid and no claim is paid towards Accidental Death or Permanent Total disability, which occurs due to:

• Alcohol or drug abuse
• Unreasonable failure to follow medical treatment/advice from a qualifies practitioner
• Aviation other than as a passenger in a licensed commercial aircraft
• Racing other than for athletics/swimming
• Any form of war, invasion, social disorder, etc
• Radioactive contamination due to nuclear accident
• Any mental or functional disorder
• Participation in sports/pastimes of hazardous nature
• Human Immunodeficiency Virus (HIV) and its variants

*Refer to the policy brochure for more details

The above material is provided for general information only and does not constitute legal or other professional advice. This information is current at the date of publication but may be subject to change without notice and accordingly, may not be up to date at the time of viewing. Information specific to a product may be obtained from the Company.