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Aviva Group Life Protect

Overview

Aviva Group Life Protect Yojna is a single premium group term life insurance plan which provides life cover. It is primarily targeted to customers of financial institutions, banks, cooperative banks and credit societies providing home loan, loan against property, education loan, car loan, two wheeler loan, tractor loan and personal loan. It also covers credit card and recurring deposit holders and their sum assured will depend on requirements of the master policyholder.

Specifications:
  • Master Policyholder: Bank/Financial Institution/Credit Society
  • Coverage: At least 50 employees
  • Entry age: 18 to 69 years (last birthday)
  • Type of Sum Assured offered: Reducing, Flat
  • Minimum Sum Assured: Rs. 1,000 (per member)
  • Maximum Sum Assured: No limit
  • Loan Term: 1 year to 30 years

 

What is the member going to get?

Death Benefit:

  • In case of loan, the amount payable on the death of the member is equal to the loan outstanding as per the loan schedule finalized at the outset of taking the membership.

  • In case of recurring deposit, sum assured due as on date of death will be payable.

What is the master policyholder going to get?

Tax Benefit:

Tax benefits are as per the provisions of the Income Tax Act, 1961. Tax laws are subject to change.

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