Aviva CSC Bima Laabh Yojana

Aviva CSC Bima Laabh Yojana is a term insurance plan that provides security to the family through:


  • Payment of Sum Assured for the family’s immediate needs in the event of the death of the life insured
  • Flexibility to choose from two policy term options
  • Protect yourself with a premium as low as Rs. 300
  • Convenience to buy from your nearby Common Service Centre (CSC)

Contact your Village Level Executive to buy this product.



Entry Age: 18 to 50 years
Policy Term: 5 or 10 years
Premium Payment Term: Equal to Policy Term
Maximum Maturity Age: 60 years
Minimum Annual Premium: Rs. 300 excluding taxes and extra premium, if any
Maximum Annual Premium: Rs. 2650 excluding taxes and extra premium, if any
Minimum Sum Assured : Rs. 22, 500
Maximum Sum Assured : Rs. 2,00,000
Premium Payment Frequency : Annual or Monthly. The monthly installment premium will be  8.71% of the    Annual Premium


Easy Steps to your plan

Step 1: Decide the premium you wish to pay. This will influence the Sum Assured depending on the age at entry. Minimum life cover (Sum Assured) is Rs. 22,500 and Maximum is Rs 200,000 ( per life)
Step 2: Arrive at the policy term by choosing the period for which you want protection for and also the amount of protection. 5 or 10 years subject to Entry Age (18-50 years) Maturity Age (60 years)
Step 3: Work out the cover you require by checking your entry age and the policy term you have chosen by referring the table below.

Age Band(years) Policy Term = 5 years Policy Term = 10 years
18-30 250 times of Annual Premium* 285 times of Annual Premium*
31-40 150 times of Annual Premium* 175 times of Annual Premium*
41-45 100 times of Annual Premium* 120 times of Annual Premium*
46-50 75 times of Annual Premium* 80 times of Annual Premium*

What am I going to get?

Death Benefit:
Sum Assured will be paid on death of Life Insured and the policy shall terminate on payment of the death benefit.

Tax Benefit:
The Policy offers tax benefits as per the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change.

Download Brochure         |        Terms & Conditions


UIN: 122N109V01

Advt No: sep 51/16