• Policy term: 12, 15, 18 or 21years
• Premium Payment Frequency: Annually, Half yearly, Quarterly or Monthly
• Annual Premium: Minimum Rs 5000; Maximum- depends on Sum Assured
• Riders Available: Accidental Death Benefit rider (ADB)
• Eligibility:
  Maximum age at maturity is 70 years for all terms.

  Entry Age conditions	12 year term	15 year term	18 year term	21 year term
  Minimum age at entry	14 years	13 years	12 years	15 years
  Minimum age at entry - if ADB Rider is chosen for	18 years	18 years	18 years	18 years
  Maximum age at entry	58 years	55 years	52 years	49 years
  Maximum age at entry- if ADB Rider is chosen for (Cover up to age 60 only)	55 years	55 years	52 years	49 years

Death Benefit:

• Full Life Cover along with the vested Guaranteed Additions and vested Simple Reversionary Bonuses will be paid to the nominee. In case of death due to accident and ADB rider being opted for, an additional Sum Assured will be paid.

Survival Benefit:

• A percentage of Life Cover depending on policy term at the end of pre defined years will be paid.

Maturity Benefit:

• On maturity, 120% of Life Cover less the survival benefits already paid will be payable along with the Guaranteed Additions of the first three policy years and vested Simple Reversionary Bonuses declared from year four.

Tax Benefit::

• The Policy offers tax benefits as per the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change