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Aviva Anmol Suraksha

Overview

Aviva Anmol Suraksha is a comprehensive fixed term plan with protection cum savings, through

  • A guaranteed addition of 6.5% on your life cover every year
  • Increase in the value of investment with no downside
Specifications
  • Entry age: 18 to 45 years
  • Policy term: 5, 10, 15 or 20 years, subject to the maximum maturity age as 60 years
  • Premium payment term: same as policy term
  • Premium Payment Frequency: Annually, half yearly, quarterly or monthly
  • Annual Premium: minimum premium of Rs. 1,000 for yearly frequency of payment and Rs. 500 for half-yearly frequency of payment
Easy Steps to your plan

Step 1
Decide the level of protection you want. This will influence the choice of premium and the policy term

Tip – Use the Human Life Value calculator to help you decide

Minimum life cover (Sum Assured) is Rs. 10,000.

Step 2
Arrive at the policy term by choosing the period for which you want protection

5,10,15 and 20 years subject to :

Entry Age : 18-45 years
Maturity Age : 23-60 years

Step 3
Select the Premium frequency based on your convenience

Regular (equal to policy term) via Yearly, Half Yearly, Quarterly & Monthly modes

What am I going to get?
Death Benefit:
  • Life Cover will be paid to the nominee along with the guaranteed additions @Rs. 65/- per thousand of sum assured for each completed policy year.

Maturity Benefit:

  • Upon maturity, Life Cover plus guaranteed additions @Rs. 65 per thousand sum assured for each completed policy year will be paid.

Tax Benefit:
Tax benefits will be as per Section 80C and Section 10(10D) of the Income Tax Act, 1961. Tax laws are subject to change.

To see an illustration for yield net of charges click here

This illustration is for a 30 year old individual for a sum insured of Rs. 50,000.


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